See if you're overpaying
on your car finance.
An end-to-end, one-to-one and fee-free car buying experience. Get approved and let us source your car, or check an existing quote against rates from 7.5% APR first — either way, no fee to you.
Information only — not financial advice or a recommendation. Figures are illustrative, not a quote. Your rate depends on your circumstances and is subject to status.
We show you the difference first.
No forms before you see your result. Check, then decide.
Drop in your deal
Paste your finance quote text, a listing link, or a screenshot of the deal you've been offered.
We read the numbers
The checker pulls out your APR, monthly, deposit and term and compares the APR against rates from 7.5%.
See the difference
Get a clear, plain-English view of what the same finance could look like — then get a free quote if it's worth it.
Your free car finance toolkit
Find out what your finance could look like.
Free, no obligation, and a soft search won't affect your credit score.
The complete finance toolkit
Every tool answers one question: could your car finance work harder for you?
Is your APR higher than it needs to be?
Paste your finance quote and we'll compare it against rates from 7.5% APR.
⚠️ Reading a link automatically needs a small backend (AutoTrader has no public API and its terms restrict scraping). For now, paste the finance text on the first tab for a full check — a link still lets us pick up your deal when you request a quote.
⚠️ Reading screenshots needs OCR on a backend. For now, paste the text on the first tab to see your full result instantly.
See the cost of your APR
Compare your quoted finance against a different rate. The gap is what's at stake.
What can you comfortably afford?
Set a monthly you're happy with and we'll show the realistic price range — without overstretching.
Understand the small print
Quotes can bundle in extras and a higher APR. Paste yours and we'll point out what to ask about.
Your car finance questions, answered
Ask about APR, deposits, PCP vs HP or add-ons. Information only — not advice.
Information only and not financial advice or a recommendation. For a quote tailored to you, request a free check — subject to status.
Shop by what fits your month
Set your monthly and see what's realistically in reach at rates from 7.5% APR.
See where you stand — no credit footprint
A soft search shows what you're likely to be offered without affecting your credit score.
⚠️ A real soft search is performed by Jigsaw Finance through their lender panel when you request a quote. This on-page indicator is illustrative only — no search is performed and no data is stored here.
Your shareable finance report
Run a finance check first — your report builds automatically and downloads here.